Does your cell phone have antivirus and firewall protection?  If not, be careful using it for Internet Banking.  You could be subject to threats such as phishing, pharming or session hijacking.  Remember, your phone is a computer and is at risk of being infected or hacked.


NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE  FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyer Trust Accounts (IOLTAs). It does not  include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov

 
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